aboutus

LoanGini is a Lending Fintech that lends to Salaried Millennials in the Organised sector in Bangalore. It is an early stage P2P lending platform with a vision of Financial Inclusion.

What We Do

01

LOAN ORIGINATION*

02

LOANGINI CREDIT RATING*

03

AUTOMATED MATCHING*

04

LOAN SERVICING*

WHAT PEOPLE SAY

PAWAN MODI

"It is a heartening to see RBI recognize P2P lending as a legitimate asset class. I have funded over 33 borrowers in last one year. The returns are better than many mutual fund schemes".

AMIT PARKER

"Amit  needed money for his father’s heart surgery. Banks refused to lend . That is when he borrowed on P2P lending platform ."

JAGRITI MISHRA

“I tried traditional investment options like recurring deposits that gave an interest of about 7 percent,” she said. Compare that with the average interest of 22 % she earns on the platform."

registration

Borrower  provides  information on amount of loan required, purpose of loan, phone number, email address, financial details like salary drawn, bank statement to register.

approval & listing

Basis e- KYC,  the Borrower is approved by LoanGini. The Lender  is auto- matched / manually matched to the Borrower. Post physical verification, the contract gets signed between the Borrower & Lender. 

Loan disbursal

The loan gets disbursed via an Escrow account to the Borrower's account.

loan repayment

Per NACH instructions, the instalments of part principal and interest reaches the Lender's account.